) By paying this fee, your money will grow or step-up in a separate account. If you’re still considering the Safe Haven 5 annuity from Atlantic Coast Life Insurance. I filled out all the paper work, contacted my financial advisor, contacted Athene by phone and waited. You will also find that as of late June 2019, the company had closed out 136 complaints over the past. The company is considered to be strong and stable financially, and because of that it has earned an A- (Excellent) rating from A. My name is Jason Siebert. Independent annuity professionals provide honest advice, better products and personalized products for your situation. Any time you are considering a high-dollar financial decision, it is best to get advice that is as objective as possible from a knowledgeable source. The Annuity Gator’s End Take on the MassMutual Stable Voyage Deferred Annuity Where it works the best: The MassMutual Stable Voyage Fixed Deferred Annuity, while not for everyone, could be a good option if you. Multi-year Guaranteed Annuities (MYGAs) are a type of fixed annuity that provide a set interest rate for a certain period of time (typically anywhere from three to ten years). I help clients all over the country find ways to. Retirement annuities (or RA’s) are a type of fund in terms of the Pension Funds Act in that they are tax-advantaged investment vehicles designed for individual investors (versus employees who are participants in a workplace retirement fund). The Annuity Gator’s End Take on the Athene Agility 10 Annuity Where it works the best: The Athene Agility 10 Year Fixed Indexed annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth;The Annuity Gator’s End Take On The Prudential Variable Annuity. My name is Matthew Taub. With this annuity, you can garner a number of nice benefits, including: The Milestone MYGA 5 offers a guaranteed fixed rate of interest for five years – regardless of what happens in the market. My name is Andrew Wallop. You can compare and research over 100 retirement annuities without meeting with a sales agent, and get personalized and customized strategies. In many ways, buffer annuities are structured like regular fixed indexed annuities, except in the case of a buffer annuity, your principal is not. This is a good example of why consumers absolutely need to run the numbers before moving forward with the purchase of an annuity – as these products will oftentimes take a large percentage of you overall retirement savings, and they are quite difficult to get out. At Annuity Gator, we specialize in helping people understand annuities and how these financial vehicles can help to supplement retirement income. Here, we strive to create unbiased, yet highly comprehensive, annuity reviews – and we have been at this for far longer than most of those “copycat” websites out there. As with other annuities, you can “annuitize,” (convert over to an income stream) the 6-year Protected Advantage annuity and. The Annuity Gator’s End Take on the Transamerica Vanguard Variable Annuity Where this annuity works the best: For those who are looking for market-related growth; For those who are seeking lifetime income; For those who are seeking a way to diversify their assets; Where this annuity works the worst: For those who have a low-risk toleranceAnnuity Gator. The Annuity Gator’s End Take on the Athene Agility 10 Annuity Where it works the best: The Athene Agility 10 Year Fixed Indexed annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirement The Annuity Gator’s End Take On The Prudential Variable Annuity. In addition, based on the Wink Sales Rankings, Equitable’s Secure Savings 5 annuity was #1. At Annuity Gator, we are a team of experienced financial and annuity professionals who specialize in providing in-depth, and unbiased, annuity reviews on the Internet. Have an annuity question? Your information is 100% confidential and your email will never be spammed! Just a friendly response to answer your questions and help point you in the right direction. M. Here, this annuity charges additional fund platform fees that can range from . My name is William Seeley. These charges will start at 9% and grade down each year until year ten. David was extremely helpful from start to finish. Our team of experienced financial professionals is dedicated to doing the work of investigating the terms, fees, and costs of annuity investments being sold today and then explaining these complicated investments in a way that. If you have been seeking more information about annuities online, you have. The Annuity Gator’s End Take on the Mass Mutual RetireEase Choice QLAC Where it works best: Although the Mass Mutual RetireEase QLAC may not be right for everyone, this product could be a good option for those who: Are anticipating a long life; Require an income source later in life; Want to ensure that a spouse has guaranteed income later in. This seemingly endless stream of annuity “fine print” can often times lead to the complaints that are received about annuities – because customers will. Your personal info might be collected and sold to a random insurance. Best, and an A- (Strong) from Standard & Poor’s. On the company’s website, the Security Benefit Secure Income Annuity is defined as a flexible premium deferred fixed indexed annuity that is available to individuals up to age 80. A check was sent promptly and just as promptly, cancelled, due to “ wrong amount sent”. This annuity is available to applicants who are up to age 85, and the annuity allows a minimum premium of $5,000 and a maximum of $500,000. Guaranteed lifetime income stream. When the market experiences an upward trend, the returns inside the annuity increase. The Annuity Gator’s End Take on the Athene MaxRate Multi-Year Guarantee Annuity Where this annuity works best: While the Athene MaxRate Multi-Year Guarantee annuity may not be right for everyone, it could be a good option for those who are seeking the following benefits: Guaranteed growth (at least for the first seven years) Protection of. 60% a year, and the maximum annual fee for the life of the contract is 2. We look forward to helping you create your retirement savings and income strategy. The Annuity Gator’s End Take on the North American Prizm Plus 14 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher. The opportunity for index-linked growth. The Annuity Gator’s End Take on the MassMutual RetireEase Deferred Income Annuity Where it works the best: This annuity could be a good option for those who: Anticipate a long lifespan; Will need retirement income in the extended future (up to 30 years before it begins) Are seeking a guaranteed income later in lifeThe Annuity Gator’s End Take on the Northwestern Mutual Fee Based Select Variable Annuity Where this annuity works the best: There is no one-size-fits-all investment that is right for everyone. Overall, given the low return that the Allianz 222 annuity has produced of. In 2018, on top of the $18,000 regular limit to a 401 (k) plan, workers 50 and older can add an additional $6,000 per year in catch-up contributions. Overall fixed index annuity sales. 00%. That is because you can count on a set amount of income for as long as you need it – no matter how long that may be. My name is Mike Kalisch, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. The Annuity Gator’s End Take on the American Equity Choice 10 Fixed Index Annuity Where it works best: The bottom line on the Choice 10 is that this annuity may work the best for people who are looking for the following features: Safety of principal; The opportunity for index-linked growth; Guaranteed lifetime income in retirement The Annuity Gator’s End Take on the Farm Bureau Select IV New Money 4 Multi-Year Guarantee Annuity Where this annuity works best: Just like all products, there can be some pros and cons, meaning that the item or service may work well for some, and not-so-well for others. (Then, following the initial guaranteed option period, renewal interest rates. So, if you would like more details, feel free to set up a time to chat with an Annuity Gator retirement income expert. Learn More About Me. product was identified and information sent. Beware of these annuity websites. We can be reached via phone, toll-free, at: (888) 440-2468 , or you can send us a message through our secure online contact form to schedule a time to chat with one of our retirement income. At Annuity Gator, our mission is to educate consumers (as well as financial advisors) about how these financial vehicles work, and how they can provide you with a steady and reliable income source. The Annuity Gator’s End Take on the Allianz 222 Annuity with Protected Income Value (PIV): Where it works best: For producing a reliable, “pension-like” guaranteed income stream / lifetime withdrawals (although there are other annuities with higher guaranteed income at this time) Annuity Gator pledges only to recommend annuities that are the right fit for your retirement funding and circumstances. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. Annuity Gator employs a team of experts who thoroughly research and analyze various annuity products available in the market. Annuity Gator exclusively works with a select group of vetted, independent advisors that specialize in delivering sound retirement planning strategies and unbiased annuity. This annuity requires a minimum initial purchase payment of $25,000 with minimum subsequent premium payments of at least $1,000. 11:13 AM, 29 January 2019 . Annuity Gator prides itself on allowing consumers to search for the best products, provide users with in-depth reviews on annuities products and ultimately helps you make. The Annuity Gators End-Take on the Transamerica Variable Annuity Series C-Share. How EMC National Life Describes the Single Premium Annuity. So, if you’d like more information on whether or not an annuity is right for you, feel free to reach out to us directly by phone at (888) 440-2468 , or. M. 0 Annuity Where this annuity works best: This annuity could be a viable option for you, provided that you: Are seeking the opportunity for higher return; Have a high tolerance for risk; Want the ability to boost your lifetime income in retirement The Athene Ascent fixed indexed annuity is primarily designed for those who will need income in ten years or more, and who want to obtain guarantees with growth potential. The Annuity Gator’s End Take on The Standard Focused Growth Annuity Where it works best: Safety of principal; Guaranteed lifetime income in retirement; Guaranteed rate protection – at least for a short time after purchasing the annuity; Where it works worst: If you are seeking a long-term rate guarantee; If you are looking for a higher returnAccording to the Sagicor Life Insurance Company’s website, the Milestone MYGA is a single premium deferred fixed annuity. Opening Thoughts on the Fidelity Personal Retirement Annuity Fidelity is a fairly well-known name in the financial arena. In the case of the Polaris Platinum III, the rate is a generous 6% guaranteed annually. My name is Scott Batchelar. According to the Allianz Life 360 Annuity brochure, a surrender charge may also be assessed to you if you begin your income stream prior to the sixth contract year in which you have the annuity. The Annuity Gator’s End Take on the Nationwide Life Nationwide Summit AnnuityThe Annuity Gator’s End Take on the Great American AssuranceSelect 7 Plus Annuity Where it works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those. There are also fees involved if you choose the Lifetime Income Benefit and Wellbeing Rider options. The Annuity Gator’s End Take on the Pacific Life Expedition Fixed Deferred Annuity Where it works the best: The Pacific Life Expedition Fixed Deferred Annuity, while not for everyone, could be a good option if you are seeking: A guaranteed rate of interest for a set period of time (in this case, either 5 or 7 years)Opening Thoughts on the Principal Preferred Series Annuity. This means that regardless of future economic conditions. We have been at this for a number of years now, and quite a bit longer than any of our competitors out there – and because of that, we’ve become a known and trusted source of annuity information. My name is Zach Poitra. TIP: Only one kind of annuity invests in mutual funds: the variable annuity. The Annuity Gator’s End Take on the American Legend III Fixed Indexed Annuity from Great American Where it works best: This annuity may work the best if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirementThe Annuity Gator’s End Take on the New York Life Guaranteed Future Income ll DIA Where this annuity may work best: The New York Life Guaranteed Future Income ll Deferred Income Annuity may be a good option for you if you: Anticipate a long lifespan; Will need retirement income in the extended future;Hidden costs and fund participation rate variances explained by Annuity Gator. Best, The Annuity Gator P. Learn More About Me. The Annuity Gator’s End Take on the Security Benefit ClearLine Fixed Index Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity Safety of principal Lifetime incomeHow USAA Describes the EGA Annuity. The Annuity Gator’s End Take on the SecureOption 3 Annuity from Minnesota Life/Securian Financial Group Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. The Annuity Gator’s End Take on the New York Life Premier Variable Annuity ll Where the annuity works best: As a variable annuity, the Premier Variable Annuity ll from New York Life could be a viable option for those who: Want the opportunity for high, market-related returns Are seeking a lifetime incomeAXA describes the Structured Capital Strategies Plus annuity as a tax-deferred financial product that provides the opportunity for upside potential, as well as downside protection. Where the New Heights 10 annuity works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those who are seeking the following attributes: Safety of principal. com team members will personally. The Capital Bonus 2 Fixed Annuity is described by Horace Mann as a fixed product that offers non-guaranteed interest bonuses in the first two contract years. This is because the contract will provide the. As with most other annuities, the Indexed Annuity II from Protective will also charge a surrender fee if you withdraw more than 10% of the annuity’s contract value within the surrender period. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. Just reach out to us by calling our annuity hotline at 888-440-2468 or fill out this confidential. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. The Annuity Gator’s End Take on the Nationwide New Heights 9 Fixed Indexed Annuity Where it works the best: The Nationwide New Heights 9 fixed indexed annuity may be a viable financial option for you if you are looking for the following features: Protection of your principal; Potential for higher growth; A lifetime stream of guaranteed incomeThe Annuity Gator’s End Take on the Knights of Columbus Flexible Premium Annuity Where it works best: This annuity will typically work the best for those who are looking for: Safety of principal; Guaranteed lifetime income; Where it works the worst: This particular annuity may not be an ideal fit for you if you:The Annuity Gator’s End Take on the Northwestern Mutual Flexible Payment Variable Annuity – Account C Where this annuity works the best: For those who are looking for the opportunity to attain market-related growth; For those who are seeking lifetime income; For those who are seeking a way to diversify their assetsThe Annuity Gator’s End Take on the Delaware Life Target Income 10 Fixed Index Annuity Where it works best: Although this annuity may not be ideal for everyone, it could be a nice option if you are seeking the following features: The option for market index-linked growth; Protection of your principal – in any market conditionsThe Annuity Gator’s End Take on the Income Outlook Plus 5 Rider Where it works best: In the case of the Income Outlook Plus 5, it could be beneficial for those who: Plan to hold their annuity in the accumulation period for a longer period. According to the Jackson National Life Insurance Company brochure on the BonusMAX One annuity, this product is a flexible premium deferred fixed annuity that can provide you with the following benefits: Preservation of principal. The Annuity Gator’s End Take on the Prudential HDLI v3. For. If you would like to learn more about which annuity – if any – could fit in with your financial objectives, just give Annuity Gator a call and talk with an annuity specialist. 5 trillion in total customer assets, and services approximately 26 million individual customers for which it transacts more than 1/2 million. Plus, if you take withdrawals from the annuity before you turn age 59 1/2, you could also incur an additional 10% early withdrawal penalty from the IRS. Despite the current volatility in the. Rather, it will simply be credit with 0% for that period. 2 billion. With the Market Index annuity from Puritan Life, you make just one single lump-sum premium payment. But, if you are leaning towards the Fidelity Investment Life Insurance Company Personal Retirement Variable Annuity, then it could be a viable option for you if you are. Watch Our Client CASE STUDY Video: See How We Helped One Couple Retire 5 Years Early, With A Complete Retirement Strategy (Make sure your sound is turned on, also please wait up to 10 seconds for the video to load)Here at Annuity Gator, we provide you with annuity reviews that are thorough and independent – so we are objective about the information that we offer. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. What’s Included In This Annuity Ranking Report This Annuity Ranking Report was created using our up-to-date computer models to evaluate hundreds of annuities of all shapes and sizes. We’ve researched and reviewed hundreds of annuities over the years, and we continue to add new information to our annuity review database, which can be accessed at no cost anytime. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. Hi Ken – Thank you for your comment. . We also offer in-depth details and reviews on hundreds of annuities in our annuity review database. The company specializes in annuities, as well as mutual funds, retirement plans, and life insurance coverage. Where it works best: For investors who have a longer time frame. My name is Terry Ciotti, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. What's the biggest question that you have about annuities? *. So, if you would like to set up a time to talk with an Annuity Gator retirement income expert, feel free to contact us by phone at (888) 440-2468 or via email, through our secure online contact form. The Annuity Gator’s End Take on the Thrivent Financial Security Plus MYGA Annuity Where it works best: This particular annuity will typically work the best if you are looking for: A short-term interest rate guarantee (in this case, the first two years) Safety of principal;The Annuity Gator’s End Take on the Fidelity & Guaranty FG Guarantee Platinum 3 MYGA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that the item or service may work quite well for some, and not-so-well for others. 12:36 PM, 16 June 2017 . Best. The fees that are paid for an annuity are absorbed by the dividends they pay and are only apparent if you go looking for them. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. We look forward to assisting you. The Annuity Gator’s End Take on the Jackson National Elite Access Advisory Variable Annuity Where it works the best: For those who are seeking the opportunity for a higher rate of return; For those who have a higher tolerance for risk; Where it works the worst: If you have a low tolerance for risk; If you are seeking protection of principal The Axiom II annuity product also charges an annual mortality and expense fee (M&E) of 1. With that in mind, some of the key advantages to purchasing through Canvas Annuity could be: Convenience (the entire transaction can take place online) Low or no fees Welcome to Annuity Gator, your online portal to the most comprehensive, unbiased reviews of annuity products today. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. Where the New Heights 10 annuity works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those who are seeking the following attributes: Safety of principal. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. So, a fixed index. Annual withdrawals of 3. The smart way to get honest annuity guidance. 6%, with an account value of $110,000, which gives you an annual income for life of $5,160. The Annuity Gator’s End Take on the American Equity Bonus Gold Fixed Indexed Annuity Where it works the best: This annuity may work the best for those who are looking for: Safety of principal; The opportunity for index-linked growth; Guaranteed lifetime income in. Compare the annuity’s performance against. (Although up to $35 can be waived with net premiums paid or a policy value of $50,000 or more – and up to $50 can be waived if your policy value is $250,000 or more). The Annuity Gator’s End Take on the Lincoln American Legacy Variable Annuity Where it works best: When considering the Lincoln American Legacy annuity, it can often work best in situations where an investor wants to be invested in the market, but yet is concerned with taking on too much risk. (Although up to $35 can be waived with net premiums paid or a policy value of $50,000 or more – and up to $50 can be waived if your policy value is $250,000 or more). Best (as of June 2018) and an A- (Strong) from Standard & Poor’s. Annuity Gator Terry Heys, CEO of Annuity Gator This is where text would go about annuities and explaining the video telling people why annuities are the way to. 85% and 0. The insurance company that offers the annuity that you select will then compensate us for helping you find the right annuity. We can be reached by phone at (888) 440-2468 and via email by going to our secure online contact form. 5 billion in assets, and had nearly $13 billion of total life insurance in force. It is rated highly by the insurer rating agencies, with an A- (Excellent) from A. Where this annuity works the best: Considering all of this TIAA-CREF variable annuity’s pros and cons, it could be a good fit: For those. Guaranteed income throughout retirement. Annuity Gator is an annuity marketplace, allowing customers to compare to annuities to find the best option. Despite the current volatility in the market and the low. M. This single premium fixed deferred annuity can provide long-term asset growth, with protection from care costs built directly into the annuity. The Annuity Gator’s End Take on the Ultra-Premier 7 Annuity from United of Omaha Where it works best: While this particular annuity may not be ideal for everyone, it could be a nice option if you are seeking the following features: Guaranteed growth for a set period of time (in this case, for 7 full years)Annuity Gator is made up of a team of annuity and retirement income planning experts. The goal is to help you take the guesswork out of retirement planning and find the best insurance coverage at the cheapest rates. All of this adds up to the Annuity Gator commitment that you’ll get peace of mind knowing how much you need to comfortably retire and — which annuities can provide you the highest guaranteed benefits. 0 out of 5. 0 Annuity Where this annuity works best: This annuity could be a viable option for you, provided that you: Are seeking the opportunity for higher return; Have a high tolerance for risk; Want the ability to boost your lifetime income in retirementThe Athene Ascent fixed indexed annuity is primarily designed for those who will need income in ten years or more, and who want to obtain guarantees with growth potential. The Balanced Choice Annuity Elevate (BCA Elevate) is a Fixed Indexed Annuity (FIA) that offers racy indexing options for investors who are looking to park their income money where it can earn more secure returns. I specialize in helping my clients financially prepare for retirement with the proper use of annuities. This annuity guarantees that these income payments will last for a specified period of time, or even for the remainder. 1. How Do Annuities Work. The Annuity Gator’s End Take on the Athene Ascent 10 Bonus 2. At Annuity Gator, our mission is to educate consumers on all things annuity. Annuities Explained. This annuity tracks the S&P 500 index. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. We have been at this for quite some time now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. The company’s mission is to dispense honest guidance,. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. We look forward to helping you protect the ones you love with your own unique legacy. The Annuity Gator’s End Take On Preference Plus MetLife Variable Annuity Where it works best: For producing a reliable, “pension-like” guaranteed income stream (so long as “Fixed Income” option is elected to guaranteed a consistent income payout) For producing an income for life that cannot be outlived by a surviving spouse According to the Allianz Endurance Plus Annuity Product Profile, this is a fixed indexed deferred annuity that offers a bonus and enhanced interest that is added to the product’s Enhanced Withdrawal Benefit (EWB) value. 5%. As an example, if your participation rate is 80%, and the underlying index returns 5% for the period, then your annuity would be credited with 4% (5% x 80% = 4%). (There are several other rate guarantee periods also available on the Solutions MYG annuities). If you’re still considering the FG Guarantee Platinum 7. This annuity offers an initial rate guarantee of four years that begins on the issue date of the annuity contract. The Annuity Gator’s End Take on the Midland National MNL IndexBuilder 10 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a. 75% to 6%, depending on your age and the income option. This, and other updated information, can also be obtained by reading page 164 of the prospectus, or by. The Annuity Gator’s End Take on the Prudential Premier Retirement B HDI v3. 50% in Year 10, until they reach 0% in Year 11 and thereafter. Annuity Gator provides in-depth education about annuities to consumers and financial professionals, making these complex financial vehicles much easier to understand. Learn More About Me. Considered strong and stable financially, Upstream has been assigned a B++ rating from A. Fixed index annuities offer their holders a set amount of interest that is credited on an annual basis. So in this scenario, you would actually be guaranteed a rate of 4. 4 billion in operating revenues and operating income in excess of $774 million,. I help clients all over the country find ways to generate more retirement income and see how to securely grow and protect their money during these turbulent times. The Solutions MYG6 annuity is described as a multi-year guarantee annuity (MYGA) that provides a guaranteed interest rate period of six years. A bonus of between 5% and 7% that can offer you growth – even in a down or flat market year. Our annuity experts are also available to answer any of the question or concerns that you. There are some other key features to consider with the. Annuity Basics. We have compiled the current annuity rates from top-rated insurance carriers that provide income now, income later, or are designed to securely grow your. send a question. These contributions are tax-deductible and they grow tax-deferred. The Annuity Gator’s End Take on the Athene Income Select Bonus Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth; Safety of principal; A long-term commitment to the product;How the Solutions MYG 6 Annuity is Described. With this annuity, there is an annual insurance charge of 0. S If you would like to read more of our VOYA Financial annuity reviews here is a link to check out: Voya Life Guarantee Choice Fixed Deferred Annuity . I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. So let’s get started! When going online to get annuity education and information, what you’ll find is that most of the websites are run by annuity agents. Identify the long-term impact of your annuity fees (on your annual returns, initial deposit, and income). Learn More About Me. The F&G Dynamic Accumulator annuity is actually an offshoot of the basic fixed indexed annuity. As a source of guaranteed income delivered by a reputable company. Despite the current volatility in the. Hagin . So, in order to find the one that may be best for you, it is recommended that you discuss all of your potential options with an annuity specialist. On the company’s website, the Security Benefit Secure Income Annuity is defined as a flexible premium deferred fixed indexed annuity that is available to individuals up to age 80. So, feel free to reach out to us by phone at (888) 440-2468 or via email by going to. 40%. Independent Review of the Voya Life Guarantee Choice Fixed Deferred Annuity . Annuity Gator helps people research and compare annuities with free information and advice from licensed professionals. This seemingly endless stream of annuity. He answered every question and never pushed for a sale. The Annuity Gator’s End Take on the American General Power Advantage 10 Fixed Index Annuity Where it works best: This annuity will typically work the best for those who are seeking: Safety of principal; The opportunity for additional, index-linked growth; Guaranteed lifetime income in retirement; Where it works worst:Opening Thoughts on the Perspective II Variable Annuity. Annuity Gator is a team of experienced financial experts who are dedicated to helping you decode the complicated world of annuities. Slow but steady growth over time. Terry Heys President, CEO of Annuity Gator. 75% to 6%, depending on your age and the income. The Annuity Gator’s End Take on the American National Strategy Indexed PLUS 7 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a. Annuity Gator. With more than $9. With a retirement annuity, you can grow your savings on a tax-deferred basis. 21% and 1. This annuity offers a unique advantage – particularly if the Income Aspect Income Rider is added, which can offer the power of a 10 percent simple interest crediting rate. M. product was identified and. In this case, for instance, it provides greater downside protection in the case of a market downturn. An annuity is designed to give you income. I would like to thank Annuity Gator for their honesty, professionalism, and great expertise. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. So, at that time (fall 2021), there is no track record on which to base its performance. Learn More About Me. Despite the current volatility in the. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. M. This annuity requires a minimum initial purchase payment of $25,000 with minimum subsequent premium payments of at least $1,000. In other words, this product is a variable and index-linked annuity contract that provides for the accumulation of retirement savings, on a tax-deferred basis. For investors who have a family history of life longevity. The Jackson National Perspective II variable annuity has had its ups and downs throughout the years. This annuity is designed to provide the potential for growth, without the risks that are associated with investing in the stock market. So, if you have questions or want to learn more, contact us directly by calling (888) 440-2468 or you can send us an email through our secure online contact form. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. 0 Optional Income Benefit If you are seeking a guaranteed income for life, then the MyPath Ascend optional income benefit rider may be a viable choice for you. At Annuity Gator, our mission is to educate consumers and financial professionals about how annuities work, and where they may – or may not – fit into a particular portfolio, based on risk tolerance, time frame, and specific short and long-term objectives. The minimum fee for this feature is . 2 Living Benefit Rider is only available with Transamerica variable annuities – so if you own an annuity that is fixed or fixed indexed and/or if the annuity was purchased through a different insurance company, then this. The Annuity Gator’s End Take on the American National Palladium Century 1 Annuity. In reality, the only way to know if this annuity is a good fit for your specific situation is to have it tested. The company is not an annuities broker and it’s not an insurance company. 4 Comments . ”. What's the biggest question that you have about annuities? *. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. An accumulation vehicle for someone who needs access to their money. 6%, with an account value of $110,000, which gives you an annual income for life of $5,160. We launched our educational blog to provide objective and helpful information to help you financially prepare for retirement. The Annuity Gator’s End Take on the SecureOption 9 Annuity from Minnesota Life/Securian Financial Group Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. Share Tweet Pin it Share. 8 350 total 83% 5% 2% 2-star 2% 1. As an example, the Jackson National Perspective II variable annuity prospectus includes updates that were included as of April 24, 2017. Annuity Gator is a website that helps you compare and choose annuities from different providers. Calculate all of the annuity fees (some annuities have obscure fees). The Annuity Gator’s End Take on the F&G Next Generation Accumulation Annuity – Power Accumulator Where it works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those who are seeking the following attributes: Safety of principalThe Annuity Gator’s End Take on the Midland National Life Paragon Plus 14 Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate. The Annuity Gator’s End Take on the Fidelity & Guaranty FG Guarantee Platinum 7 MYGA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that. The Annuity Gator’s End Take on the American National Strategy Index Annuity Plus 10 Where it works the best: This particular annuity will generally work the best if you are looking for: The opportunity to obtain a higher rate. And, because of the in-depth reviews that we provide, we have become a highly. The Annuity Gator’s End Take on the Upstream Life Secure Foundation Annuity Where this annuity could work best: Principal protection for a pre-set period of time – no matter what takes place in the stock market; Guaranteed lifetime income stream; Guaranteed interest rate protection (also for a specific period of time)The Annuity Gator’s End Take on the American Equity Guarantee 5 Multi-Year Guarantee Annuity Where this American Equity annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. Annuity Gator customer service is available. Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime incomeIndexed annuities are a special type of insurance and income-producing financial vehicle. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. Welcome to the Annuity Gator database. Fixed index annuities are a type of fixed annuity. The Annuity Gator Blog: Annuities. When the underlying index performs well, a. For instance, this annuity has ten years of back-end surrender charges. If you’re still considering the Navigator Elite MVA annuity from. The contract also offers a 2% interest bonus in the first contract year and a 1% interest bonus in the second. At Annuity Gator, our mission is to help people understand how retirement income works, and how it can alleviate the concern about running out of money in the future. I specialize in helping my clients financially prepare for retirement with the proper use of annuities. The Annuity Gator’s End Take on the Lincoln Financial Lifetime Income Edge Fixed Index Annuity Where it works best: The Lincoln Financial Lifetime Income Edge Fixed Index Annuity may be a viable option for you if you are looking for: Protection of your principal; The potential for higher growth; A lifetime stream of guaranteed income The Annuity Gator’s End Take on the AXA Retirement Cornerstone Variable Annuity Where it works best: If you are considering the AXA Retirement Cornerstone annuity, it may work best for those who want to be invested for market growth – and also want the opportunity to diversify funds – along with having the opportunity for retirement. A bonus of between 5% and 7% that can offer you growth – even in a down or flat market year. By delving into the good, the bad, and yes, sometimes even the ugly — you’ll find everything you need to know for determining whether or not a particular annuity may (or may not) be right for you. Our annuity ranking software will help you compare the best annuities for retirement and recommend a customized annuity strategy, so you can get the most bang for your buck. Plus, if you withdraw funds from the annuity when you are under. The company’s assets under management were in excess of $77 billion, with 2018 revenue of $2. The Annuity Gator’s End Take on the Nationwide Life Destination Architect 2. The Annuity Gator’s End Take on the Global Atlantic ForeIncome 1 Fixed Index Annuity Where it works best: The bottom line on the Global Atlantic ForeIncome Option 1 fixed indexed annuity is that this annuity may work the best for people who are looking for the following features:If you have $500,000 invested in an annuity, for example, then a 10 percent surrender charge would set you back by $50,000. These begin in Year 1 at 9%, and they gradually grade down to . As of year-end 2018, American Equity. Annuities are not usually associated with the best way for that. We can also help you to narrow down the annuity (or annuities) that could work for your particular retirement and other financial objectives. Annuity Basics. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. 00%. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. For any annuity-related questions you may have, feel free to reach out to us directly at (888) 440-2468, or send us an email. The Annuity Gator’s End Take on the Prudential Premier Retirement B HDI v3. Annuity Gator Has Helped Countless Clients All Around The Country Purchase An Annuity. In this example, it is assumed that $100,000 is contributed to the MEMBERS Index Annuity up-front and that the index has a cap of 7%. How to get guaranteed increasing income for the rest of your life. The Annuity Gator’s End Take on the Security Benefit Secure Income Fixed Indexed Annuity Where it works the best: This annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirement Annuity Gator is an annuity marketplace, allowing customers to compare to annuities to find the best option. Balanced safety and growth. The amount of this charge will depend on the interest rate guarantee that is chosen – either a 5-year, 7-year, or 10-year. I requested money from my Athene Annuity to repair an extremely damaged roof. The Annuity Gator’s End Take on the Great American Index Summit 6 Annuity Where it works the best: If you want the opportunity for a higher return than a regular fixed annuity; If you have a higher risk tolerance; If you plan to use the guaranteed income feature; Where it works the worst: If you want principal protection for all funds in the. The Annuity Gator’s End Take on the Jefferson National Monument Advisor Annuity Product Where this annuity works best:Jackson National describes the RateProtector annuity as a multi-year fixed annuity that offers 3-, 5-, or 7-year interest rate guarantee options. The company states that annuities are generally best for investors between ages 50-75 with at least $100,000 in retirement savings. The Annuity Gator’s End Take on the Great American Index Protector 7 Fixed Index Annuity Where it works the best: Even with all of its enticing features, the Index Protector 7 annuity may or may not be right to everyone. This quiz takes about 30 seconds to fill out and will help you identify which type of annuity may be right for you. That is because the Allianz MasterDex X annuity, even with the Simple Income Rider, will not likely produce much more than a 5% return overall. The Annuity Gator’s End Take on the Lincoln ChoicePlus Assurance Variable Annuity Where it works best: For investors who have a high tolerance for risk. You can compare and research over 100 retirement annuities without meeting with a sales agent, and get personalized and customized strategies based on your goals and needs. | Read 141-160 Reviews out of 3431 review US Feb 5, 2021 Invited Hidden costs and fund participation rate variances explained by Annuity Gator Initial contact was expedient. A 200% guaranteed withdrawal benefit that guarantees to double your income, provided that you wait until the later of 12 years or age 70 to begin taking your withdrawals. Where it works best: This particular annuity will typically work the best if you are looking for: A long-term interest rate guarantee (7 years initially) Safety of principal Guaranteed lifetime income; Where it works worst:The Annuity Gator’s End Take on the Eagle Life Insurance Company’s Eagle Platinum Annuity Where it works best: This particular annuity will typically work the best if you are looking for: A set interest rate guarantee; Safety of principal; Guaranteed lifetime income; Where it works worst: This annuity may not work well if you:My name is Richard Scott. Annuity Gator. So, if you would like to learn more, feel free to contact us at (888) 440-2468 , or send us an email by going to our secure online form . Where it works best: For producing a reliable, “pension-like” guaranteed income stream. We offer this testing for free at Annuity Gator. We want you to be able to determine for yourself whether or not the annuity that is being discussed truly makes sense for your specific goals and needs. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. I think Mr. [/desktoponly] Where it works best: This particular annuity will usually work the best for those who are looking for: Safety of principal. But, if you are leaning towards the Northwestern Mutual Fee Based Select Variable Annuity, then it could be a viable option for you if you are seeking. (This annuity has a 7-year surrender charge period). Annuity Gator – Ryan Smith Bio. This annuity allows you to turn a lump sum of money into a steady income stream right way. Consultations with the company are free. In the case of the Polaris Platinum III, the rate is a generous 6% guaranteed annually. At Annuity Gator, our focus is on educating consumers and financial advisors on how annuities work, and how they can be incorporated into a tax-advantaged savings and a retirement income plan. At Annuity Gator, our mission is to educate consumers about how annuities work, and how they can provide you with the worry-free retirement you deserve. We. The money in this annuity – as with other types of deferred annuities – grows on a tax-deferred basis. Featured. 75%. The company is highly rated through the insurer ratings agencies, which includes a (n): A- from A. If you’re still considering the Farm Bureau Select IV New Money 4. Despite the current volatility in the. Sources Retirement Uses for Your Health Savings Account (HSA). Read customer reviews of their agents, products, and services on Trustpilot. Learn More About Me.